SIP Goal Calculator for NRIs
Find the starting monthly SIP needed to reach a target corpus in INR, including annual step-ups and your existing investments.
Year-by-year goal projection
| Year | Monthly SIP | Annual contribution | Total contributions | Projected value |
|---|---|---|---|---|
| Enter your goal assumptions and click Calculate required SIP. | ||||
How the SIP goal calculation works
The calculator first projects your current invested amount to the end of the selected period. It then finds the starting monthly SIP needed to close the remaining gap, with contributions made at each month-end and increased by your step-up percentage after every 12 months.
Currency and exchange rate
The goal is always entered and calculated in INR. Your current investment and required SIP use the investment currency you select. For GBP, USD, EUR or AED, enter how many Indian rupees equal one unit of that currency. The exchange rate is held constant throughout the projection.
Assumptions to remember
The annual return is converted to an effective monthly rate. Returns and exchange rates are not guaranteed, and the estimate excludes tax, fund fees and inflation. If your target is a future spending amount, set an inflation-adjusted target corpus before using this calculator.
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